TALLAHASSEE — Ever since the Surfside condo collapse in 2021, year after year, state lawmakers have pushed for condo reform.

This year’s legislation takes a broader shift toward transparency, buyer protections, and oversight, but some say it doesn’t go far enough. Auto insurance rates down 7% for 2025, DeSantis says For some condo owners, even after the governor singed the latest bill into law, high fees and insurance concerns remain. “Insurance is a very big issue, that nobody tackled,” condo owner Ronni Drimmer said. This year’s condo bill is being looked at as a step in the right direction and tweaks what’s already been put in place. Lawmakers went around the state listening to condo unit owners and asking them how they can assist.

Danielle Blake, chief of residential and advocacy at Miami Association of Realtors, speaks to the long-term goals lawmakers should set their sights on.

“I think the legislature has done a great job of listening to the unit owners and making those adjustments,” Blake said. “That’s why we have condo 4.0 that we just referred to, and I’m pretty sure there’s going to be a condo 5.0.”

This year’s product allows associations to use lines of credit, extends reserve study requirements, and hold association managers accountable.

So, what’s next?

“There’s one more item for sure we’d like to see, and that’s insurance,” Blake said.

Although the latest legislation aims to strengthen and clarify insurance requirements, stakeholders are eager to see interest rates start to come down.

“That is something that we’re anxiously waiting,” Blake said. “You know the feds have talked about it and projected and then it hasn’t happened to a point that we would like to see. So, we are still continuing to watch that and hoping for the interest rates come down because that’s going to have a bigger impact than any of this legislation that we are working on.”

State lawmakers said folks can expect to see possible future condo reform heading into next session, with a focus on insurance.