“From Justice As A Foundation All Rights Flow”

APRIL 26, 2007



the HOUSE will vote today on H 1267, sponsored by Representative Julio Robaina and co-sponsored by many other of your colleagues from both parties. The bill with two amendments (see below) has the full backing of our Governor Charlie Crist, who we voted into office to help us with our serious property insurance problems!


Florida's consumers are running out of time to mince words! We need relief from high property insurance premiums. The insurance industry has proven that they only want our money, not our risk! Don't fall for any more of their empty promises and that of the legislators they have bought and paid for! This is where it counts! You can be very sure we are watching for the vote of each of you!


You have only two options: To vote for Florida's consumers -- your constituents -- or to vote for the Insurance Industry! It is our life and the welfare of our families you will be voting upon. Believe me, our memory will last until November 2008!

This is the bill supported by the FLORIDA CONSUMER INSURANCE COALITION .
We consumer need the bill to pass with the two amendments -- nothing else! Please see below!
If you support this version you vote for your constituents. If you vote against it or for a watered down version you vote for the insurance industry! TAKE YOUR PICK!
Warm Regards,
Jan Bergemann, President
Cyber Citizens For Justice, Inc.
Deland, FL
(386) 740-1503



Amends legislative findings for Citizens Property Insurance Corporation to protect their tax-exempt status.

  • Allows a homeowner to obtain property insurance in Citizens even if the homeowner has an offer from the private market if the private market premium is 15% more than the Citizens’ premium.
  • Extends the Citizens’ rate freeze for another year (until January 1, 2009)
  • Starting January 1, 2008, prohibits the formation of new “pup companies” for the transaction of residential property insurance.
  • Requires the rate filings of “pup companies” to include information about the profits of the parent insurer that is located out of state.

Amendment #1

·        Prevents insurers from circumventing the prohibition on new pup companies by creating holding companies to hold the Florida subsidiary insurer.

·        Gives the OIR authority to disapprove a pup company's rate filing based on the profits of the parent company (if the parent insurer returned profits of more than 15% to investors, the OIR can disapprove the pup company's rate filing).

Amendment 2

·        Changes the Citizens’ Board from 8 members to 9 members.

·        Gives the Governor 3 Board appointments instead of 2.

·        Keeps all other appointing entities (CFO, Senate President, and House Speaker) at 2 appointments.

·        Changes the appointment of the Chair of the Board from the CFO to the Governor.

·        Requires all Board members to have insurance, bond financing, business management or corporate board expertise.

·        Repeals the requirement that Board members reside in different geographical areas of the state.

·        Abolishes the Citizens technical advisory group appointed by the CFO which was charged with providing advice and information to the Board about the Board’s duties

·        Require the executive director of Citizens to have substantial insurance and managerial expertise.


CCFJ, Inc. Headquarters

1156 Tall Oaks Road

DeLand, FL  32720-1225

Phone:  (386) 740-1503

E-Mail:  board@ccfj.net

Web Pages:  http://www.ccfj.net/



Part II   --   Part III   --   Part IV  



Aaron Bean              aaron.bean@myfloridahouse.gov

Adam Hasner           Adam.HASNER@myfloridahouse.gov

Alan D. Hays            alan.hays@myfloridahouse.gov

Andy Gardiner         andy.gardiner@myfloridahouse.gov

Anitere Flores          anitere.flores@myfloridahouse.gov

Ari Porth                   ari.porth@myfloridahouse.gov

Audrey Gibson         AUDREY.GIBSON@myfloridahouse.gov

Baxter Troutman      BAXTER.TROUTMAN@myfloridahouse.gov

Bill Galvano             BILL.GALVANO@myfloridahouse.gov

Bill Proctor               bill.proctor@myfloridahouse.gov

Bob Allen                 bob.allen@myfloridahouse.gov

Carl Domino            CARL.DOMINO@myfloridahouse.gov

Carlos Lopez-Cantera     carlos.lopez-cantera@myfloridahouse.gov

Charles Dean           CHARLES.DEAN@myfloridahouse.gov

Clay.Ford                 Clay.Ford@myfloridahouse.gov

Curtis Richardson    curtis.richardson@myfloridahouse.gov

Dan Gelber              dan.gelber@myfloridahouse.gov

Darren Soto             Darren.Soto@myfloridahouse.gov

Dave Murzin             DAVE.MURZIN@myfloridahouse.gov

David Mealor            david.mealor@myfloridahouse.gov

David Rivera             david.rivera@myfloridahouse.gov

David Simmons        david.simmons@myfloridahouse.gov

Dean Cannon           dean.cannon@myfloridahouse.gov

Denise Grimsley      denise.grimsley@myfloridahouse.gov

Dennis Baxley         dennis.baxley@myfloridahouse.gov

Dennis Ross            dennis.ross@myfloridahouse.gov

Dick Kravitz             dick.kravitz@myfloridahouse.gov

Don Davis                don.davis@myfloridahouse.gov

Donald Brown          donald.brown@myfloridahouse.gov

Dorothy Bendross-Mindingall       dorothy.mindingall@myfloridahouse.gov

Dorothy Hukill          dorothy.hukill@myfloridahouse.gov

Doug Holder            Doug.Holder@myfloridahouse.gov

Ed Homan               ED.HOMAN@myfloridahouse.gov

Edward Bullard        edward.bullard@myfloridahouse.gov

Ellyn Bogdanoff    ELLYN.BOGDANOFF@myfloridahouse.gov

Faye Culp               FAYE.CULP@myfloridahouse.gov

Frank Attkisson       frank.attkisson@myfloridahouse.gov

Frank Peterman       frank.peterman@myfloridahouse.gov

Franklin Sands        franklin.sands@myfloridahouse.gov

Garrett Richter         Garrett.Richter@myfloridahouse.gov

Gary Aubuchon        Gary.Aubuchon@myfloridahouse.gov

Gayle Harrell           gayle.harrell@myfloridahouse.gov

Greg Evers              greg.evers@myfloridahouse.gov

Hugh Gibson           hugh.gibson@myfloridahouse.gov

Jack Seiler              jack.seiler@myfloridahouse.gov

JC Planas               JC.PLANAS@myfloridahouse.gov

Jennifer Carroll         jennifer.carroll@myfloridahouse.gov

Joe Pickens            joe.pickens@myfloridahouse.gov

John Legg               john.legg@myfloridahouse.gov

Joyce Cusack          joyce.cusack@myfloridahouse.gov

Juan Zapata           JUAN.ZAPATA@myfloridahouse.gov

Julio Robaina           julio.robaina@myfloridahouse.gov

Kelly Skidmore        Kelly.Skidmore@myfloridahouse.gov

Kevin Ambler           KEVIN.AMBLER@myfloridahouse.gov

Larry Cretul             LARRY.CRETUL@myfloridahouse.gov

Loranne Ausley        loranne.ausley@myfloridahouse.gov

Luis Garcia              Luis.Garcia@myfloridahouse.gov

Marcelo Llorente      MARCELO.LLORENTE@myfloridahouse.gov

Maria Sachs            Maria.Sachs@myfloridahouse.gov

Mark Mahon            mark.mahon@myfloridahouse.gov

Marti Coley              marti.coley@myfloridahouse.gov

Marty Bowen           marty.bowen@myfloridahouse.gov

Mary Brandenburg MARY.BRANDENBURG@myfloridahouse.gov

Matt Meadows         matt.meadows@myfloridahouse.gov

Michael Grant          michael.grant@myfloridahouse.gov

Mike Davis              MIKE.DAVIS@myfloridahouse.gov

Mitch Needelman     mitch.needelman@myfloridahouse.gov

Nick Thompson        Nick.Thompson@myfloridahouse.gov

Paige Kreegel          paige.kreegel@myfloridahouse.gov

Pat Patterson          PAT.PATTERSON@myfloridahouse.gov

Priscilla Taylor         priscilla.taylor@myfloridahouse.gov

Ralph Poppell          ralph.poppell@myfloridahouse.gov

Ray Sansom           RAY.SANSOM@myfloridahouse.gov

Rene Garcia            RENE.GARCIA@myfloridahouse.gov

Betty Reed      Betty.Reed@myfloridahouse.gov

Bill Heller         Bill.Heller@myfloridahouse.gov

Bryan Nelson   Bryan.Nelson@myfloridahouse.gov

Charles Chestnut   Charles.Chestnut@myfloridahouse.gov

Debbie Boyd    Debbie.Boyd@myfloridahouse.gov

Ed Hooper       Ed.Hooper@myfloridahouse.gov

Eduardo Gonzalez  Eddy.Gonzalez@myfloridahouse.gov

Elaine Schwartz     Elaine.Schwartz@myfloridahouse.gov

Evan Jenne      Evan.Jenne@myfloridahouse.gov

Geraldine Thompson    Geraldine.Thompson@myfloridahouse.gov 

James Frishe   James.Frishe@myfloridahouse.gov

Janet Long       Janet.Long@myfloridahouse.gov

Jim Waldman   Jim.Waldman@myfloridahouse.gov

Jimmy Patronis      Jimmy.Patronis@myfloridahouse.gov

Joe Gibbons    Joe.Gibbons@myfloridahouse.gov

Keith Fitzgerald      Keith.Fitzgerald@myfloridahouse.gov

Martin Kiar       Martin.Kiar@myfloridahouse.gov

Michael Scionti      Michael.Scionti@myfloridahouse.gov

Perry Thurston Perry.Thurston@myfloridahouse.gov

Peter Nehr       Peter.Nehr@myfloridahouse.gov

Rick Kriseman Rick.Kriseman@myfloridahouse.gov

Robert Schenck     Robert.Schenck@myfloridahouse.gov

Ronald Brise    Ronald.Brise@myfloridahouse.gov

Scott Randolph      Scott.Randolph@myfloridahouse.gov

Seth McKeel    Seth.McKeel@myfloridahouse.gov

Steve Precourt Steve.Precourt@myfloridahouse.gov

Will Weatherford    Will.Weatherford@myfloridahouse.gov

Rich Glorioso           rich.glorioso@myfloridahouse.gov

Richard Machek       RICHARD.MACHEK@myfloridahouse.gov

Ron Reagan            ron.reagan@myfloridahouse.gov

Ron Saunders          Ron.Saunders@myfloridahouse.gov

Sandy Adams         SANDY.ADAMS@myfloridahouse.gov

Shelley Vana           SHELLEY.VANA@myfloridahouse.gov

Stan Jordan             STAN.JORDAN@myfloridahouse.gov

Stan Mayfield          stan.mayfield@myfloridahouse.gov

Susan Bucher          susan.bucher@myfloridahouse.gov

Tee Holloway           tee.holloway@myfloridahouse.gov

Terry Fields             terry.fields@myfloridahouse.gov

Thad Altman            thad.altman@myfloridahouse.gov

Tom Anderson         TOM.ANDERSON@myfloridahouse.gov

Trey Traviesa           trey.traviesa@myfloridahouse.gov

Trudi Williams          trudi.williams@myfloridahouse.gov

Will Kendrick           will.kendrick@myfloridahouse.gov

William Snyder        William.Snyder@myfloridahouse.gov

Yolly Roberson        yolly.roberson@myfloridahouse.gov