Article Courtesy of WPTV
Channel 5
By
Hollany Davis
Published September 22, 2023
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PORT ST. LUCIE — For Bob Treon, a single dad, packing lunches is one thing, but
taking punches from homeowners insurance companies is wearing him out.
Treon's nightmare began earlier this summer. Like so many
Florida homeowners, he started shopping around when he was
notified his policy was about to nearly triple.
"I let Progressive know that I was dropping them and moving
onto State Farm," Treon said.
But then came the second punch. The homeowner was told he
had to get a new roof when he started looking into solar
panels as a way to save long-term.
Treon said the roofer filed a claim with his old policy
provider since the hurricane and hail damage happened under
them. However, it was his new carrier, which had already
received his initial payment, that threw the surprising
blow.
"It says State Farm won't be issuing the policy as requested
as a result of this claim on Aug. 10," Treon said.
Treon figured State Farm's risk was going to be reduced
because of a new roof. He said when he contacted the
company, he was told State Farm would not take him back.
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Bob Treon says he thought he was reducing the
insurance risk by installing solar panels on his roof. Now he's
uninsured during hurricane season.
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Now at the height of hurricane season and no insurance, Treon said his mortgage
company just informed him it will insure his house, but not his belongings. It
makes him wonder if he needs to pack more than just his daughter's lunch.
"It's very, very discouraging. This is kind of where I thought I was going to
spend the rest of my life and now I'm saying maybe I going to move or
something," Treon said.
WPTV contacted State Farm. The company would not talk about specifics citing its
privacy policy. A representative said that while a home may meet the initial
eligibility and coverage is typically provided during the underwriting process,
by state statute, carriers still have 60 days to accept or reject the
application.
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