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Article Courtesy of WFLA
News Radio
By Rob Garguilo
Published April 19, 2026
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FLORIDA - A growing number of homes for sale in Florida now come with homeowners
association fees, adding another financial factor for buyers navigating the
state’s housing market.
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Recent housing market data shows that
homeowners association dues are included in a majority of
home listings across Florida.
According to an analysis of Realtor.com listings, about 64%
of homes listed for sale in the state during 2025 required
buyers to pay HOA fees.
That figure is significantly higher than the national
average, where roughly 44% of listings included similar
fees.
Homeowners associations are commonly found in planned
residential communities, condominiums and townhome
developments.
These organizations typically collect monthly or annual dues
from residents to cover shared expenses.
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Funds are often used for maintaining common areas such as landscaping, pools,
clubhouses, sidewalks and security systems.
Ryan Gorman and Dana McKay cover this story and more on The Ryan Gorman Show:
HOAs may also enforce neighborhood rules related to property appearance, parking
and other community standards.
In Florida, the cost of these association fees is also higher than the national
norm.
Data shows the median HOA payment in the state is about 369 dollars per month.
Nationally, the median monthly HOA fee is closer to 135 dollars. Housing
analysts say the difference reflects Florida’s large number of condominium
buildings and master planned communities, where association membership is
usually mandatory.
HOAs are especially common in coastal regions and retirement oriented
communities throughout Florida.
Many of these developments include amenities such as gated access, recreational
facilities and maintenance services that are funded through the association
dues.
As Florida’s housing inventory continues to evolve, experts say buyers
increasingly need to factor HOA fees into the total cost of homeownership.
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